For South Africans, investing has always been a global game. It’s not only because Regulation 28 of the Pension Funds Act has allowed investors to include up to 45% offshore assets in their portfolios for the last three years, or even because South Africa’s economy and stock market are small compared to the rest of the world’s. It’s also because the JSE itself is becoming increasingly global in nature, with about 54% of JSE Capped SWIX constituents earning the bulk of their i

The 2026 Budget has introduced several meaningful updates that may impact your investment strategy, retirement planning, and long‑term financial goals. Below is a clear breakdown of the most important changes, along with what they mean for you. Savings and& Retirement Reform – 2026 The latest budget introduces several enhancements aimed at encouraging South Africans to save more efficiently and enjoy greater flexibility at retirement. Key Updates Higher annual tax‑free saving

This article will deal mainly with provident funds and will not include separate rules applicable to other retirement funds. Apart from...